DAI Lending Rates
Dai
$0.999758
Updated 5m ago
Best Supply APY
10.03%
Aave V3 · Ethereum
Lowest Borrow APY
3.84%
Aave V3 · Arbitrum
Total Liquidity
$413.7M
Markets
3
| Protocol | Chain | Supply APY | Borrow APY | Utilization | Total Supply | Total Borrow |
|---|---|---|---|---|---|---|
 Aave V3
Best Yield
|  Ethereum | 10.03% | 14.21% | 94.12% | $107.4M | $101.0M |
 Spark | Ethereum | 2.34% | 3.94% | 65.99% | $302.8M | $199.8M |
| Aave V3
Lowest Borrow
|  Arbitrum | 1.99% | 3.84% | 69.03% | $3.6M | $2.5M |
Aave V3 Ethereum Supply APY
10.03%
Borrow APY
14.21%
Utilization 94.12%
Total Supply
$107.4M
Total Borrow
$101.0M
Spark Ethereum Supply APY
2.34%
Borrow APY
3.94%
Utilization 65.99%
Total Supply
$302.8M
Total Borrow
$199.8M
Aave V3 Arbitrum Supply APY
1.99%
Borrow APY
3.84%
Utilization 69.03%
Total Supply
$3.6M
Total Borrow
$2.5M
This page compares DAI lending rates across all tracked DeFi protocols in real time.
This page compares DAI lending rates across all tracked DeFi protocols in real time. Supply APY shows what lenders earn by depositing DAI, while borrow APY shows the cost of borrowing it against posted collateral. Rates differ between protocols due to their liquidity model, utilization level, and interest rate curve parameters. Higher utilization generally means higher rates for both suppliers and borrowers. Currently, the best supply rate for DAI is 10.03% and the lowest borrow rate is 3.84%. Rates are polled every 5 minutes from on-chain smart contracts and GraphQL APIs.
Rates updated every 5 minutes from on-chain RPC data