About DeFi Terminal

DeFi Terminal is an independent, risk-focused analytics platform built for DeFi lending participants. It provides real-time data on supply and borrow rates, liquidation events, protocol risk scores, and market parameters across the largest decentralized lending protocols.

What We Track

DeFi Terminal currently covers four major lending protocols — Aave V3, Spark, Compound V3, and Morpho Blue — across three blockchain networks: Ethereum, Arbitrum, and Base. This provides coverage of 385+ individual lending markets, each with independently verified rate, utilization, and risk data.

Data Methodology

Lending rate data for Aave V3, Spark, and Compound V3 is sourced directly from on-chain smart contracts via RPC calls, polled every 5 minutes. Morpho Blue data is sourced via the Morpho GraphQL API, also polled every 5 minutes. This ensures that the rates displayed reflect actual protocol state rather than cached or aggregated third-party data. Total value locked (TVL) figures are sourced from DefiLlama and updated every 15 minutes. Token prices are obtained from DefiLlama oracle feeds, also refreshed every 15 minutes. Protocol parameters such as liquidation thresholds, loan-to-value ratios, and reserve configurations are read from on-chain contracts and GraphQL APIs hourly.

Who It Is For

DeFi Terminal is designed for lenders, borrowers, and analysts who need transparent, real-time lending market data. Whether comparing supply rates across protocols, monitoring liquidation activity, or evaluating protocol risk before allocating capital, the platform delivers the data needed to make informed decisions.

Independence and Transparency

DeFi Terminal operates independently and is not affiliated with any of the protocols it tracks. All data is publicly verifiable on-chain. The platform does not offer financial advice, manage user funds, or require user accounts.