USDC on Aave V3

Ethereum

Aave V3

Updated 8m ago

Supply APY

11.21%

Borrow APY

12.61%

Utilization

98.81%

Total Supply

$2.1B

Protocol Parameters

LTV

75.00%

Liq. Threshold

78.00%

Liq. Bonus

4.50% bonus

Total Borrowed $2.1B

Price

$0.999881 USDC

Rate History

Supply APYBorrow APY

Back to Aave V3 Compare USDC rates

Supply & Borrow Analysis

USDC on Aave V3 Ethereum currently has 98.81% utilization, meaning the pool is heavily borrowed against, which drives rates higher for both suppliers and borrowers. The supply APY of 11.21% represents the annualized return for lenders depositing USDC into this pool. Borrow APY of 12.61% is the annual cost for borrowers using other assets as collateral to borrow USDC.

Risk Parameters

Loan-to-Value (LTV)

75.00%

Max borrow power against this collateral

Liquidation Threshold

78.00%

Debt ratio triggering liquidation

Liquidation Bonus

4.50%

Penalty paid to liquidators

These parameters are set by Aave V3 governance and determine the risk profile of this market. A higher LTV allows more leverage but leaves less buffer before liquidation. Monitor your positions with DeFi Monitor.

USDC on Aave V3 Ethereum currently offers a 11.21% supply APY and 12.61% borrow APY, with 98.81% pool utilization. The market holds $2.1B in total deposits and $2.1B in outstanding borrows. The loan-to-value ratio is 75.00%, determining the maximum borrowing power against this collateral. Supply and borrow rates are variable — they adjust dynamically based on pool utilization. When utilization rises above the optimal threshold, borrow rates increase sharply to incentivize repayments and attract new deposits. Rate data is polled from on-chain smart contracts every 5 minutes. Use the USDC rate comparison page to find the best rates across all protocols.