Earn / USDT / USDT
yo-protocol

USDT

Yo Protocol Ethereum Lending Low Risk
Updated 11m ago
APY Total
12.22%
Base: 4.42% + Reward: 7.80%
30d avg: 13.77%
TVL
$13.2K
Assets
1
Source
defillama

Pool Assets

USDT
USDT Tether USD
underlying RWA Details

Related RWA Assets

About This Pool

USDT is a lending yield pool on Yo Protocol, deployed on the Ethereum network. It currently offers 12.22% annualized yield with $13.2K in total value locked. Of the total APY, 4.42% comes from base yield and 7.80% from reward incentives. This pool is categorized as stablecoins. Risk level: low. Tracked since March 2026.

How This Pool Compares

USDT ranks #11 out of 317 USDT yield opportunities by APY.

The best available USDT yield is 113.92% on Uniswap V3, while this pool offers 12.22%.

The average USDT yield across comparable pools is 77.05%. This pool is below average by 64.83%, which may reflect a more conservative risk profile.

Similar USDT Pools

Pool Protocol APY Risk
USDT-RIVER Uniswap V3 113.92% Medium
A7A5-USDT Uniswap V2 104.97% Medium
USDT-KGEN Uniswap V3 103.96% Medium
WETH-USDT Gammaswap Open Interest 100.41% Medium
PIEVERSE-USDT Uniswap V3 75.16% Medium

Risk Considerations

  • Protocol risk: Yo Protocol smart contracts hold deposited funds. Audit status and TVL serve as trust indicators.
  • APY volatility: Yield rates are variable and change based on supply, demand, and incentive programs. Reward APY may decrease or end when incentive programs expire.
  • Liquidity risk: This pool has relatively low TVL ($13.2K), which may affect withdrawal availability during high-demand periods.
  • Smart contract risk: All DeFi protocols carry inherent smart contract risk. Consider diversifying across protocols and monitoring positions.

Frequently Asked Questions

What is the current APY for USDT?

USDT currently offers 12.22% annual percentage yield. It is a lending pool on Yo Protocol, deployed on the Ethereum network. The yield is composed of 4.42% base APY and 7.80% reward APY. Rates are variable and updated in real time.

Is Yo Protocol safe for yield farming?

Yo Protocol is a DeFi protocol with a low risk rating. This pool holds $13.2K in total value locked, which provides some liquidity assurance. As with all DeFi protocols, users should consider smart contract risk, audit status, and market conditions before depositing funds. Diversifying across protocols and monitoring positions regularly is recommended.

USDT is a lending pool on Yo Protocol, deployed on Ethereum. The pool currently offers 12.22% annual yield. Total value locked is $13.2K. Assets involved: USDT.