Tether
USDT
$0.999175
Best Rates
Best Supply APY
12.26%
Morpho Blue 
Ethereum Lowest Borrow APY
3.00%
Compound V3 
Arbitrum Available Markets (4 protocols, 2 chains)
Compare rates →| Protocol | Chain | Supply APY | Borrow APY | TVL |
|---|---|---|---|---|
 Aave V3 | Ethereum | 2.65% | 3.58% | $3.0B |
 Spark | Ethereum | 2.62% | 3.52% | $425.7M |
| Compound V3 | Ethereum | 2.73% | 3.60% | $193.0M |
| Aave V3 | Arbitrum | 2.54% | 3.54% | $50.1M |
| Compound V3 | Arbitrum | 1.95% | 3.00% | $19.6M |
| Morpho Blue
Best
| Ethereum | 12.26% | 13.00% | $197.0K |
Aave V3 Ethereum Supply APY
2.65%
Borrow APY
3.58%
TVL
$3.0B
Spark Ethereum Supply APY
2.62%
Borrow APY
3.52%
TVL
$425.7M
Compound V3 Ethereum Supply APY
2.73%
Borrow APY
3.60%
TVL
$193.0M
Aave V3 Arbitrum Supply APY
2.54%
Borrow APY
3.54%
TVL
$50.1M
Compound V3 Arbitrum Supply APY
1.95%
Borrow APY
3.00%
TVL
$19.6M
Morpho Blue Ethereum Supply APY
12.26%
Borrow APY
13.00%
TVL
$197.0K
Rate History
Supply APYBorrow APY
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USDT is available for lending and borrowing across 6 markets on Aave V3, Compound V3, Morpho Blue, Spark, deployed on ethereum, arbitrum.
USDT is available for lending and borrowing across 6 markets on Aave V3, Compound V3, Morpho Blue, Spark, deployed on ethereum, arbitrum. The current best supply APY for USDT is 12.26%, allowing lenders to earn yield by depositing USDT into a lending pool. Borrowers can use other assets as collateral to borrow USDT, with the lowest borrow rate at 3.00%. Supply and borrow rates are determined by utilization — when demand for borrowing increases, rates rise for both suppliers and borrowers. USDT rates are polled every 5 minutes directly from on-chain smart contracts. For real-time position monitoring and liquidation alerts, use DeFi Monitor.