USD Coin
USDC
$0.999881
Best Rates
Best Supply APY
11.21%
Aave V3 
Ethereum Lowest Borrow APY
3.41%
Aave V3 
Arbitrum Available Markets (4 protocols, 3 chains)
Compare rates →| Protocol | Chain | Supply APY | Borrow APY | TVL |
|---|---|---|---|---|
| Aave V3
Best
| Ethereum | 11.21% | 12.61% | $2.1B |
 Compound V3 | Ethereum | 5.76% | 6.84% | $362.6M |
 Spark | Ethereum | 3.47% | 4.19% | $25.2M |
 Morpho Blue | Ethereum | 5.45% | 6.07% | $19.4M |
| Compound V3 | Arbitrum | 2.80% | 3.66% | $14.8M |
| Compound V3 |  Base | 4.87% | 5.84% | $9.3M |
| Morpho Blue | Ethereum | 5.57% | 6.15% | $1.4M |
| Morpho Blue | Ethereum | 4.49% | 5.00% | $45.8K |
| Aave V3 | Arbitrum | 2.36% | 3.41% | — |
Aave V3 Ethereum Supply APY
11.21%
Borrow APY
12.61%
TVL
$2.1B
Compound V3 Ethereum Supply APY
5.76%
Borrow APY
6.84%
TVL
$362.6M
Spark Ethereum Supply APY
3.47%
Borrow APY
4.19%
TVL
$25.2M
Morpho Blue Ethereum Supply APY
5.45%
Borrow APY
6.07%
TVL
$19.4M
Compound V3 Arbitrum Supply APY
2.80%
Borrow APY
3.66%
TVL
$14.8M
Compound V3 Base Supply APY
4.87%
Borrow APY
5.84%
TVL
$9.3M
Morpho Blue Ethereum Supply APY
5.57%
Borrow APY
6.15%
TVL
$1.4M
Morpho Blue Ethereum Supply APY
4.49%
Borrow APY
5.00%
TVL
$45.8K
Aave V3 Arbitrum Supply APY
2.36%
Borrow APY
3.41%
TVL
—
Rate History
Supply APYBorrow APY
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USDC is available for lending and borrowing across 9 markets on Aave V3, Compound V3, Morpho Blue, Spark, deployed on ethereum, arbitrum, base.
USDC is available for lending and borrowing across 9 markets on Aave V3, Compound V3, Morpho Blue, Spark, deployed on ethereum, arbitrum, base. The current best supply APY for USDC is 11.21%, allowing lenders to earn yield by depositing USDC into a lending pool. Borrowers can use other assets as collateral to borrow USDC, with the lowest borrow rate at 3.41%. Supply and borrow rates are determined by utilization — when demand for borrowing increases, rates rise for both suppliers and borrowers. USDC rates are polled every 5 minutes directly from on-chain smart contracts. For real-time position monitoring and liquidation alerts, use DeFi Monitor.